Legal information and disclaimers

Use of this Web site is governed by the following terms and conditions which are subject to change without notice to you. Please read them carefully before using this site.

Limited license and use

Progressive Wealth & Estate Solutions Inc. (the “Corporation”) grants you a limited licence to display the contents of this site on your computer and print, download and use the materials on this site solely for personal or educational purposes and for purposes of doing business with the Corporation, provided that the contents of the site are not modified in any way and that all copyright and other notices are maintained. You agree not to, or allow others to, directly or indirectly, attempt or actually disrupt, impair or interfere with, alter or modify this site or any of its content. You agree not to, or allow others to, directly or indirectly, collect or attempt to collect any information about others, including passwords, account or other information. In order to use this site, you must have attained the minimum prescribed age in the jurisdiction in which you are resident to contract for the products and services.

This site is for general information purposes only and is not intended to provide you with any personalized financial, insurance, legal, accounting, tax or other professional advice. You will not rely on this site as a substitute for independent research or for personal advice from a financial security advisor of the Corporation or any other appropriate professional advisor.

Nothing on this site constitutes an offer to buy or sell products or services of The Corporation, its affiliated companies or suppliers. All products and services are subject to the terms and conditions of any applicable contracts. Products and services and those of third parties which may be referred to on this site are available only in jurisdictions where they may be lawfully offered for sale in Canada. The Corporations may only solicit the sale of financial products and services for which the Corporation has been duly licensed in the jurisdiction in which the sale occurs. The use and content of this site, and the terms and conditions contained herein, shall be governed by the laws of the province in which the Corporation conducts business and you agree to attorn to the jurisdiction of the courts of that province.

Privacy and Confidentiality

You acknowledge that the Corporation collects and uses personal information for purposes of providing the services contained on this site. The Corporation is committed to respecting the privacy and confidentiality of information in accordance with applicable law. The Corporation has established and will continue to maintain appropriate safeguards to protect the security and confidentiality of personal information. However, you acknowledge and confirm that the Internet is not a secure medium where privacy and confidentiality can be guaranteed and that complete security and confidentiality of transmissions to and from this site over the Internet is not possible at this time. Your confidential use of the site cannot be guaranteed and you acknowledge that your use of the site (including information you transmit to the site) may be subject to access or manipulation by, or disclosure to, third parties. Without limiting any other disclaimer herein, the Corporation shall not be responsible or liable for any damages that you or any other person may suffer in connection with any such breach of privacy, confidentiality or security. If you are provided with a user name and password to access any part of this site, you agree to be liable for all uses of your user name and password, including unauthorized use without your consent and you acknowledge that the Corporation shall not be responsible to confirm the actual identity or authority of any user. Instructions provided pursuant to such user name and password shall constitute sufficient authority to the Corporation to execute any transactions directed thereunder. You agree to notify the Corporation immediately should the confidentiality of your user name and password be in jeopardy.

Sale of Products Where Prohibited

The information contained on this website does not constitute a solicitation to transact business in any way. This communication is directed only to persons resident in the jurisdiction(s) in which the Corporation is permitted to transact business in accordance with securities and other regulatory authorities.

No Advice

The information contained on this website is provided on the understanding that the Cororation is not providing financial, legal, tax or accounting advice. As such, it should not be used or relied upon as a substitute for consultation with professional financial, legal, tax or accounting advisers.

No Guarantees or Warranties

While every effort is made to ensure that the information contained on this website is correct, the Corporation is not responsible for any errors or omissions, or for the results obtained from the use of this information. All information is provided “as-is” and without guarantee of any kind, including any guarantee of completeness, accuracy, timeliness of information or of the results obtained from the use of this information, and without warranty of any kind, express or implied, including warranties of performance, merchantability and fitness for a particular purpose. The Corporation may make improvements and/or changes in the products and/or services described in this website at any time without notice.

No Endorsements

Certain links on this website connect to other websites maintained by third parties over whom the Corporation has no control. The Corporation does not endorse the products or services of those third parties and makes no representations or warranties as to the accuracy, completeness or any other aspect of the information contained on those websites.

Limitation on Liability

In no event will the Corporation be liable to you or anyone else for any action taken or decision made in reliance on any of the information contained on this website or for any direct, indirect, consequential, special or other similar damages, even if the Corporation has been advised of the possibility of such damages.

E-mail security

Internet email communication has not been proven to provide completely secure transmission of information. The Corporation accepts no responsibility for ensuring the integrity and privacy of information sent either to or from the Corporation in this manner. Any person wishing to communicate or send information of a private or confidential nature to the Corporation is encouraged to do so by other means.


Copyright 2012 to the Corporation. All rights reserved. All material on this website (unless otherwise noted) is the property of the Cororation and third parties whose information or materials are contained on the site and is protected by Canadian and international copyright laws. You may view, reproduce and distribute materials published on this website for non-commercial purposes within your home or organization, but you may not reproduce or distribute any such materials for any commercial purpose. Any unauthorized use of these copyrighted materials may result in prosecution.


The Corporation owns or has obtained the right to use by license or otherwise the trademarks used on or in connection with the goods and services provided. The trademarks are protected by Canadian and foreign trademark laws. All rights reserved. The display of trademarks on this site shall not in any way be construed as an implied license to use such trademarks.

More information

For more information concerning the terms and conditions of use of this site or to request the authorization to reproduce or distribute the content of this site or any part thereof, please contact the Corporation.

General disclaimer

The content of this site is provided solely for personal and educational purposes and for purposes of doing business with the Corporation and is subject to modification without notice to you. While information posted on this site is believed to be reliable and accurate at the time of posting, the Corporation does not guarantee, represent or warrant that the information contained on this site is accurate, complete, reliable, verified or error free.

YOU ASSUME FULL RESPONSIBILITY FOR RISK OF LOSS OF ANY NATURE WHATSOEVER RESULTING FROM YOUR USE OF THIS SITE. Without limiting the generality of the foregoing, you acknowledge and agree that none of the Corporation or any of its affiliates, or any of their directors, officers, representatives, employees or agents shall be liable to you for loss of data, computer time or any loss or damage of any nature whatsoever arising out of or attributable in any manner whatsoever to your use or inability to use this site for any reason whatsoever or to any action or inaction on the part of the Corporation or for any direct, indirect, special or consequential damages, even if the Corporation has been advised of the possibility thereof, including but not limited to lost profits, lost opportunities or business revenues, loss of goodwill, or failure to realize expected savings.


The information on this website is intended for residents of BC only.
* The use of e-mail is not a secure medium and personal information should be transmitted by more secure means.
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